YOUR CONSENT

In providing Alberta Car Guys with your personal information, you agree to the collection, use, disclosure and retention of that information by Alberta Car Guys and any other associates of Alberta Car Guys (affiliated partners, service providers, Lenders, Employees and other related partners that we may work with from time to time) in accordance with this Privacy Policy and as permitted by applicable law. You can withdraw your consent at any time, subject to legal or contractual restrictions and on sensible notice to Alberta Car Guys, however you may not be able to move forward with your planned requests, requirements or dealings with the Alberta Car Guys Group or otherwise obtain the full benefit of Alberta Car Guys products and services.

YOUR PERSONAL INFORMATION

In our Privacy Policy, “personal information” refers to information about an identifiable individual, such as an individual’s name and email address social insurance number, however it does not include (to the extent permitted by law) information that is publicly obtainable in a telephone directory or business contact information that allows an individual to be reached at a place of commerce.

LOCATION OF PERSONAL INFORMATION

Alberta Car Guys and its affiliates, Lenders, Employees and service providers may handle, save and utilize your personal information at buildings in different countries, including Canada. The personal information laws of those other countries may be unlike the laws of the jurisdiction in which you live, and may allow courts, government, law enforcement agencies, regulatory agencies and security authorities to access your personal information without notice. In supplying your personal information to Alberta Car Guys, you agree to the assignment of the personal information to buildings situated in different countries and the handling and storage of the personal information at those buildings.

RETENTION OF PERSONAL INFORMATION

Alberta Car Guys (and affiliates) maintains your personal information for the time reasonably required for the commitments set out or discussed in this Privacy Policy and to obey Alberta Car Guys’ legal responsibilities or implement or defend Alberta Car Guys’ legal rights, or a longer timeframe necessary or needed by applicable law. Alberta Car Guys Group will erase or properly dispose of your personal information when Alberta Car Guys is no longer sensibly required to maintain the information for the reasons set out or referred to in Alberta Car Guys’ Privacy Policy.

PROTECTION OF YOUR INFORMATION

Alberta Car Guys uses realistic safety measures in regards to the protection of your personal information; this includes administrative, physical, electronic, security and safeguarding measures all  to help guard the information from any unapproved contact, gathering, usage, release, removal or comparable dangers. However, security threats cannot be fully eradicated and Alberta Car Guys cannot promise that your personal information will not be used, revealed or removed in ways not already explained in this Privacy Policy.

CREDIT REPORTS

When you apply with Alberta Car Guys and provide your personal information, or utilize selected products or services from a Alberta Car Guys Affiliate, the Alberta Car Guys and their Affiliate may obtain your credit score and related information from a credit reporting agency to process or satisfy any such transactions, and Alberta Car Guys may also use the credit score and associated information to update your confidential profile for use by Alberta Car Guys as noted in this Privacy Policy. You also recognize and approve that any dealers or other personnel or organizations to which we have disclosed your personal information in accordance with this Privacy Policy, may request a credit report for any valid purpose related to your application [for credit, extending credit, modifying the terms of your credit agreement, your request to purchasing a vehicle, or collection on your account.]

INFORMATION REGARDING REFERRED TRANSACTIONS

If Alberta Car Guys or an Affiliate refers you to an independent business (e.g. an independent car dealer, lender or service provider) for a proposed transaction (e.g. a car purchase, loan, referral etc), then Alberta Car Guys may collect from that independent business information regarding the business deal to update your confidential profile for use by Alberta Car Guys Group as set out in this Privacy Policy. By providing your Personal Information, you approve the transfer of your information.